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Merchant payments

Mercato

One terminal for 2,300 merchants

Mercato: One terminal for 2,300 merchants

Client identities and brand marks are anonymised. Names, logos and interfaces shown are not real companies or real projects.

Sector
Merchant payments
Location
Istanbul, Türkiye
Year
2024
Kickoff to production
20 weeks
01Overview

Merchant onboarding, settlement visibility and terminal health for an acquirer that ran all three on paper and phone calls.

02The problem

Signing a merchant took nine days and a courier. Every settlement question became a phone call because merchants could not see when money would land, and a dead terminal was only discovered when the shop complained.

03What we built
01

Onboarding in an afternoon

Trade licence, bank and ownership checks run against source registries during the application, so approval is same-day instead of next week.

02

Show them the money

A merchant app with a settlement timeline: what was captured, what is in transit, what lands tomorrow and why a deduction happened.

03

Terminals that report themselves

Device telemetry surfaces connectivity, battery and failed-transaction spikes, so a field visit is dispatched before the merchant notices.

04The result

Onboarding is now a same-day process, settlement support quieted down, and terminal downtime is measured in hours rather than discovered in complaints.

What changed

Merchant onboarding
Same day
Settlement timeline
Live
On the desk
Terminal health
Stack
  • Next.js
  • React Native
  • Postgres
  • Kafka
  • Grafana
Disciplines applied
Next step

Tell us what's slowing you down.

Fifteen questions, one screen at a time, and a verdict at the end. No call needed to get it.

Start a projectOr email us directlyinfo@sayfi.ai